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Canada Pension Plan (CPP) Payment Dates

Official monthly direct deposit dates for the Canada Pension Plan (CPP) retirement pension, post-retirement benefit, disability pension, and survivor pension.

Official Data Verification: August 2026
Audited against Federal Reserve Holiday Calendar
Primary Authority: Social Security Administration (SSA)
Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807
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2026 CPP Monthly Direct Deposit Dates

CPP payments are distributed on the third-to-last business day of every month.

CAD Direct Deposit
MonthExact Deposit DateCanadian Banking Rule
January 2026Wednesday, January 28, 2026Third-to-last business day
February 2026Wednesday, February 25, 2026Third-to-last business day
March 2026Friday, March 27, 2026Third-to-last business day
April 2026Tuesday, April 28, 2026Third-to-last business day
May 2026Wednesday, May 27, 2026Third-to-last business day
June 2026Friday, June 26, 2026Third-to-last business day
July 2026Wednesday, July 29, 2026Third-to-last business day
August 2026Thursday, August 27, 2026Third-to-last business day
September 2026Monday, September 28, 2026Third-to-last business day
October 2026Wednesday, October 28, 2026Third-to-last business day
November 2026Thursday, November 26, 2026Third-to-last business day
December 2026Monday, December 21, 2026Early December Christmas Advance

Official Primary Data Sources

Verified against federal statutes, agency publication manuals, and Federal Reserve rules.

Schedule of Social Security Benefit Payments (SSA Pub 05-10031)
Social Security Administration

Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.

Title 20 Code of Federal Regulations § 404.1807
U.S. Government Publishing Office

Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.

Federal Reserve Board Financial Services Operating Holidays
Federal Reserve System

Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.

Bureau of Labor Statistics CPI-W Inflation Data
U.S. Department of Labor

Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.

Independent calculation engine reviewed monthly by policy researchers.
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