Social Security Payment Schedule (OASDI)
Official monthly disbursement dates for Title II Old-Age, Survivors, and Disability Insurance (OASDI). Find your exact Wednesday deposit cohort based on your day of birth.
Find Your Wednesday Disbursement Cohort
Under SSA regulations enacted in May 1997, standard retirement payments are distributed on the 2nd, 3rd, or 4th Wednesday of each month. Select your birth day below:
Your checks arrive on the: 3rd Wednesday of Month
Direct deposits settle automatically at 12:01 AM Eastern via the Federal Reserve FedACH network.
2026 OASDI Wednesday Distribution Calendar
All 12 monthly distribution dates across the three Wednesday cohorts.
| Month | 2nd Wednesday (1st–10th) | 3rd Wednesday (11th–20th) | 4th Wednesday (21st–31st) |
|---|---|---|---|
| January 2026 | Jan 14 | Jan 21 | Jan 28 |
| February 2026 | Feb 11 | Feb 18 | Feb 25 |
| March 2026 | Mar 11 | Mar 18 | Mar 25 |
| April 2026 | Apr 8 | Apr 15 | Apr 22 |
| May 2026 | May 13 | May 20 | May 27 |
| June 2026 | Jun 10 | Jun 17 | Jun 24 |
| July 2026 | Jul 8 | Jul 15 | Jul 22 |
| August 2026 | Aug 12 | Aug 19 | Aug 26 |
| September 2026 | Sep 9 | Sep 16 | Sep 23 |
| October 2026 | Oct 14 | Oct 21 | Oct 28 |
| November 2026*Advanced due to Veterans Day | Nov 12* | Nov 18 | Nov 25 |
| December 2026 | Dec 9 | Dec 16 | Dec 23 |
Benefit Estimator (PIA)
Estimate your monthly Primary Insurance Amount by lifetime 35-year wage history.
Break-Even Age Analyzer
Compare lifetime cumulative payouts claiming at age 62 vs FRA vs age 70.
2027 COLA Forecaster
Projected CPI-W inflation adjustment for upcoming cost-of-living adjustments.
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.