What SSI amount does this calculator use?

It starts from the 2026 federal SSI Federal Benefit Rate (FBR) for an individual or eligible couple, then subtracts estimated countable income after standard exclusions.

Are state SSI supplements included?

No. Many states add a supplement. This tool estimates the federal SSI portion only and does not model every state rule.

How does earned income reduce SSI here?

After the general and earned-income exclusions, roughly half of remaining earned income is treated as countable, which reduces the federal SSI payment dollar for dollar against the FBR.

Does this check SSI resource limits?

No. Resource (asset) limits and in-kind support/maintenance are not modeled. Confirm eligibility rules with SSA or your state.

Independent estimate · Not SSA

SSI

SSI Benefits Calculator

Estimate a federal Supplemental Security Income (SSI) monthly payment using 2026 Federal Benefit Rates and standard income exclusions. State supplements and in-kind support are not included.

Official Data Verification: Published SSA rule planning model

Audited against Federal Reserve Holiday Calendar

Primary Authority: Social Security Administration (SSA)

Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807

Transparency & Trust:Our Methodology•Official Data Sources•Editorial & Accuracy Policy•Report Correction

Income & household

Living arrangement

2026 FBR: individual $991 · couple $1,486

Monthly unearned income ($)

Monthly earned income ($)

Estimated federal SSI payment

$991