2027 Social Security Payment Schedule Hub
Complete calendar of all 12 monthly distribution dates, Wednesday birth cohorts, SSI holiday advances, and 2027 COLA payment adjustments audited against Federal Reserve FedACH guidelines.
Projected 2027 COLA Raise (2.6% - 2.8%)
Benefits payable for December 2026 (received in January 2027) will include the newly calculated cost-of-living adjustment determined by third-quarter CPI-W numbers.
Three Double SSI Payment Months
Because May 1, August 1, and January 1, 2028 all fall on weekends, SSI beneficiaries receive two deposits in April, July, and December 2027.
Updated Full Retirement Age (FRA)
For those born in 1960 or later, Full Retirement Age remains exactly 67. Delayed retirement credits accumulate up to age 70 (an extra 24%).
Full 2027 Year-At-A-Glance Payment Schedule
Dates cross-referenced with 20 CFR § 404.1807, 31 CFR Part 210, and Federal Reserve holidays.
| Month (2027) | SSI (1st of Mo) | 3rd of Month Cohort | 2nd Wed (1st–10th) | 3rd Wed (11th–20th) | 4th Wed (21st–31st) | Notes & Shifts |
|---|---|---|---|---|---|---|
| January 2027 | Dec 31, 2026 (Adv.) | Jan 3 (Sun) → Dec 31 / Jan 4 | Jan 13 | Jan 20 | Jan 27 | COLA Increase Takes Effect |
| February 2027 | Feb 1, 2027 (Mon) | Feb 3, 2027 (Wed) | Feb 10 | Feb 17 | Feb 24 | Standard Cycle |
| March 2027 | Mar 1, 2027 (Mon) | Mar 3, 2027 (Wed) | Mar 10 | Mar 17 | Mar 24 | Standard Cycle |
| April 2027 | Apr 1, 2027 (Thu) | Apr 2, 2027 (Fri - Adv) | Apr 14 | Apr 21 | Apr 28 | Apr 3 is Saturday (Adv to Apr 2) |
| May 2027 | Apr 30, 2027 (Fri - Adv) | May 3, 2027 (Mon) | May 12 | May 19 | May 26 | May 1 is Saturday (Adv to Apr 30) |
| June 2027 | Jun 1, 2027 (Tue) | Jun 3, 2027 (Thu) | Jun 9 | Jun 16 | Jun 23 | Juneteenth Bank Holiday Jun 18/19 |
| July 2027 | Jul 1, 2027 (Thu) | Jul 2, 2027 (Fri - Adv) | Jul 14 | Jul 21 | Jul 28 | Jul 3 is Saturday (Adv to Jul 2) |
| August 2027 | Jul 30, 2027 (Fri - Adv) | Aug 3, 2027 (Tue) | Aug 11 | Aug 18 | Aug 25 | Aug 1 is Sunday (Adv to Jul 30) |
| September 2027 | Sep 1, 2027 (Wed) | Sep 3, 2027 (Fri) | Sep 8 | Sep 15 | Sep 22 | Labor Day Sep 6 (No delay to Wed 8) |
| October 2027 | Oct 1, 2027 (Fri) | Oct 1, 2027 (Fri - Adv) | Oct 13 | Oct 20 | Oct 27 | Oct 3 is Sunday (Adv to Oct 1) |
| November 2027 | Nov 1, 2027 (Mon) | Nov 3, 2027 (Wed) | Nov 10 | Nov 17 | Nov 24 | Veterans Day Nov 11 |
| December 2027 | Dec 1, 2027 (Wed) | Dec 3, 2027 (Fri) | Dec 8 | Dec 15 | Dec 22 | Jan 2028 SSI paid Dec 31, 2027 |
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.