Canada Pension Plan, OAS & Benefit Payment Directory
Official payment schedules for CPP, Old Age Security (OAS), GIS, Canada Child Benefit (CCB), and GST/HST credits issued by Service Canada and the Canada Revenue Agency (CRA).
Canada Pension Plan (CPP)
Service Canada / ESDC
Monthly taxable retirement pension paid on the third-to-last business day of each calendar month.
Old Age Security (OAS)
Employment & Social Development Canada
Monthly universal benefit for seniors 65+. Increased by 10% automatically at age 75.
Guaranteed Income Supplement (GIS)
Service Canada
Non-taxable monthly payment for low-income OAS pensioners living in Canada.
Canada Child Benefit (CCB)
Canada Revenue Agency (CRA)
Tax-free monthly payment made to eligible families to help with the cost of raising children under 18.
GST/HST Credit
Canada Revenue Agency (CRA)
Tax-free quarterly payment that helps low and modest-income Canadian individuals and families offset sales tax.
2026 Canada Master Payment Schedule
Direct deposit disbursement dates across all major federal Canadian benefits.
| Month | CPP & OAS (Direct Deposit) | Canada Child Benefit (CCB) | GST/HST Tax Credit |
|---|---|---|---|
| January 2026 | Jan 28, 2026 | Jan 20, 2026 | Jan 5, 2026 |
| February 2026 | Feb 25, 2026 | Feb 20, 2026 | — |
| March 2026 | Mar 27, 2026 | Mar 20, 2026 | — |
| April 2026 | Apr 28, 2026 | Apr 20, 2026 | Apr 3, 2026* |
| May 2026 | May 27, 2026 | May 20, 2026 | — |
| June 2026 | Jun 26, 2026 | Jun 19, 2026* | — |
| July 2026 | Jul 29, 2026 | Jul 20, 2026 | Jul 3, 2026 |
| August 2026 | Aug 27, 2026 | Aug 20, 2026 | — |
| September 2026 | Sep 28, 2026 | Sep 18, 2026* | — |
| October 2026 | Oct 28, 2026 | Oct 20, 2026 | Oct 5, 2026 |
| November 2026 | Nov 26, 2026 | Nov 20, 2026 | — |
| December 2026 | Dec 21, 2026* | Dec 11, 2026* | — |
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.