CheckPayDate.comSocial Security & COLA Suite
🇨🇦 Employment and Social Development Canada (ESDC)

Old Age Security (OAS) Payment Schedule

Official payment schedule for Canadian seniors aged 65+. Learn about the 10% pension increase at age 75, quarterly CPI inflation indexation, and OAS Recovery Tax thresholds.

Official Data Verification: August 2026
Audited against Federal Reserve Holiday Calendar
Primary Authority: Social Security Administration (SSA)
Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807
Transparency & Trust:Our Methodology•Official Data Sources•Editorial & Accuracy Policy•Report Correction

2026 OAS Direct Deposit Dates

Disbursed concurrently with CPP on the third-to-last banking day of each month.

Age 65+ Universal Pension
MonthOAS Direct Deposit DateService Canada Rule
January 2026Wednesday, January 28, 2026Regular third-to-last business day
February 2026Wednesday, February 25, 2026Regular third-to-last business day
March 2026Friday, March 27, 2026Regular third-to-last business day
April 2026Tuesday, April 28, 2026Regular third-to-last business day
May 2026Wednesday, May 27, 2026Regular third-to-last business day
June 2026Friday, June 26, 2026Regular third-to-last business day
July 2026Wednesday, July 29, 2026Regular third-to-last business day
August 2026Thursday, August 27, 2026Regular third-to-last business day
September 2026Monday, September 28, 2026Regular third-to-last business day
October 2026Wednesday, October 28, 2026Regular third-to-last business day
November 2026Thursday, November 26, 2026Regular third-to-last business day
December 2026Monday, December 21, 2026Early Christmas Advance

Official Primary Data Sources

Verified against federal statutes, agency publication manuals, and Federal Reserve rules.

Schedule of Social Security Benefit Payments (SSA Pub 05-10031)
Social Security Administration

Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.

Title 20 Code of Federal Regulations § 404.1807
U.S. Government Publishing Office

Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.

Federal Reserve Board Financial Services Operating Holidays
Federal Reserve System

Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.

Bureau of Labor Statistics CPI-W Inflation Data
U.S. Department of Labor

Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.

Independent calculation engine reviewed monthly by policy researchers.
Read Editorial Standards →