🇺🇸 US Railroad Retirement Board • 45 U.S.C. § 231
Railroad Retirement Annuity Schedule (Tier 1 & Tier 2)
Official disbursement dates for career rail workers. Direct deposit timing for Tier 1 (Social Security equivalent) and Tier 2 (private pension equivalent) monthly annuities.
Official Data Verification: August 2026
Audited against Federal Reserve Holiday Calendar
Primary Authority: Social Security Administration (SSA)
Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807
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2026 RRB Annuity Direct Deposit Dates
Paid on the first business day of the month for the prior month's entitlement.
| Benefit Month | Direct Deposit Date | Type | Banking Holiday Rule |
|---|---|---|---|
| January 2026 | Friday, Jan 2, 2026 | Standard | 1st Business Day (Jan 1 is Holiday) |
| February 2026 | Monday, Feb 2, 2026 | Standard | 1st Business Day (Feb 1 is Sunday) |
| March 2026 | Monday, Mar 2, 2026 | Standard | 1st Business Day (Mar 1 is Sunday) |
| April 2026 | Wednesday, Apr 1, 2026 | Standard | 1st Business Day |
| May 2026 | Friday, May 1, 2026 | Standard | 1st Business Day |
| June 2026 | Monday, Jun 1, 2026 | Standard | 1st Business Day |
| July 2026 | Wednesday, Jul 1, 2026 | Standard | 1st Business Day |
| August 2026 | Monday, Aug 3, 2026 | Standard | 1st Business Day (Aug 1 is Saturday) |
| September 2026 | Tuesday, Sep 1, 2026 | Standard | 1st Business Day |
| October 2026 | Thursday, Oct 1, 2026 | Standard | 1st Business Day |
| November 2026 | Monday, Nov 2, 2026 | Standard | 1st Business Day (Nov 1 is Sunday) |
| December 2026 | Tuesday, Dec 1, 2026 | Standard | 1st Business Day |
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Schedule of Social Security Benefit Payments (SSA Pub 05-10031)
Social Security Administration
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Title 20 Code of Federal Regulations § 404.1807
U.S. Government Publishing Office
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Federal Reserve Board Financial Services Operating Holidays
Federal Reserve System
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Bureau of Labor Statistics CPI-W Inflation Data
U.S. Department of Labor
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.
Independent calculation engine reviewed monthly by policy researchers.
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