Monthly Distribution Reference
July Social Security & SSI Payment Dates
July 4th celebrations impact early July banking cycles. When the 3rd of the month falls on the weekend, payments advance to Thursday or Friday.
July 2026 dedicated payment scheduleOfficial Data Verification: Monthly Statutory Audit: July
Audited against Federal Reserve Holiday Calendar
Primary Authority: Social Security Administration (SSA)
Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807
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July 2026 ScheduleCurrent Year
SSI (1st of Month):Jul 1, 2026 (Wed)
3rd of Month Cohort:Jul 2, 2026 (Thu - Adv)
2nd Wednesday (Birth 1st–10th):Jul 8, 2026
3rd Wednesday (Birth 11th–20th):Jul 15, 2026
4th Wednesday (Birth 21st–31st):Jul 22, 2026
Notes: Jul 4 is Saturday (Jul 3 is Fed Holiday)
July 2027 Schedule2027 Projections
SSI (1st of Month):Jul 1, 2027 (Thu)
3rd of Month Cohort:Jul 2, 2027 (Fri - Adv)
2nd Wednesday (Birth 1st–10th):Jul 14, 2027
3rd Wednesday (Birth 11th–20th):Jul 21, 2027
4th Wednesday (Birth 21st–31st):Jul 28, 2027
Notes: Jul 3 is Saturday (Adv to Jul 2)
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Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Schedule of Social Security Benefit Payments (SSA Pub 05-10031)
Social Security Administration
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Title 20 Code of Federal Regulations § 404.1807
U.S. Government Publishing Office
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Federal Reserve Board Financial Services Operating Holidays
Federal Reserve System
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Bureau of Labor Statistics CPI-W Inflation Data
U.S. Department of Labor
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.
Independent calculation engine reviewed monthly by policy researchers.
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