What does the Social Security + Pension calculator show?

It adds your monthly Social Security and pension amounts into a combined retirement paycheck total and annual figure.

What if my pension is from work not covered by Social Security?

Check the non-covered pension box for a WEP/GPO reminder. Use the dedicated WEP & GPO calculator for a more detailed offset estimate.

Does this apply WEP or GPO automatically?

No. It flags the issue when you indicate a non-covered pension. Exact WEP/GPO math depends on your earnings history and pension details.

Can I include IRA withdrawals here too?

For Social Security plus more income sources (IRA/401(k) and other), use the Retirement Income Calculator.

Independent estimate · Not SSA

SS + Pension

Social Security + Pension Calculator

Add Social Security and pension income together for a combined retirement paycheck view. If your pension is from non-covered work, review WEP/GPO rules separately.

Official Data Verification: Published SSA rule planning model

Audited against Federal Reserve Holiday Calendar

Primary Authority: Social Security Administration (SSA)

Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807

Transparency & Trust:Our Methodology•Official Data Sources•Editorial & Accuracy Policy•Report Correction

Monthly amounts

Social Security monthly ($)

Pension monthly ($)

Pension may be from work not covered by Social Security (possible WEP/GPO impact)

Combined monthly income

$3,300

$39,600 / year

Frequently asked questions

Official Primary Data Sources

Verified against federal statutes, agency publication manuals, and Federal Reserve rules.

View All Sources

Schedule of Social Security Benefit Payments (SSA Pub 05-10031)

Social Security Administration

Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.

Title 20 Code of Federal Regulations § 404.1807

U.S. Government Publishing Office

Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.

Federal Reserve Board Financial Services Operating Holidays

Federal Reserve System

Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.

Bureau of Labor Statistics CPI-W Inflation Data

U.S. Department of Labor

Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.

Independent calculation engine reviewed monthly by policy researchers.

Read Editorial Standards →