January 2026 Social Security Payment Schedule
Holiday-adjusted Social Security and SSI deposit dates for January 2026 — SSI, pre-1997 / dual eligibility, and the three Wednesday birthday cohorts. Calculated with the same engine as our full-year calendar.
SSI
Supplemental Security Income
December 31, 2025
1st of the month (or prior business day)
Pre-1997 / Dual eligibility
Claims before May 1997 or concurrent SSI
January 02, 2026
3rd of the month (or prior business day)
Birthdays 1–10
Post–May 1997 Title II
January 14, 2026
2nd Wednesday (holiday → prior business day)
Birthdays 11–20
Post–May 1997 Title II
January 21, 2026
3rd Wednesday (holiday → prior business day)
Birthdays 21–31
Post–May 1997 Title II
January 28, 2026
4th Wednesday (holiday → prior business day)
Related schedules
This page targets January 2026 specifically. The evergreen month hub and full-year calendar remain at their original URLs.
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.