Upcoming Social Security Payment Amounts and Deposit Dates
Estimate how much your next Social Security deposit will be and when it arrives. Payments from January 2027 include the official 3.6% COLA announced October 14, 2026; SSI includes it from December 31, 2026. Medicare premiums, tax withholding, and other deductions can make your deposit smaller than your benefit.
How Much Will Your Next Social Security Check Be?
Amount + date estimator · runs in your browser
Before Medicare or tax deductions — shown on your SSA benefit letter.
Your next payment
Tuesday, November 10, 2026
Estimated deposit: $1,797.10 (gross $2,000.00)
Moved earlier because the usual date is a weekend or holiday.
Upcoming payments at a glance
| Payment date | Gross | Deductions | Est. deposit |
|---|---|---|---|
| November 10, 2026 | $2,000.00 | −$202.90 | $1,797.10 |
| December 09, 2026 | $2,000.00 | −$202.90 | $1,797.10 |
| January 13, 2027+3.6% COLA | $2,072.00 | −$209.50 | $1,862.50 |
| February 10, 2027+3.6% COLA | $2,072.00 | −$209.50 | $1,862.50 |
Planning estimate, not an SSA calculation. SSA rounds benefits down to the dime and deposits to the dollar, and the 2027 Part B premium is a projection. Your COLA notice shows your exact amount.
Upcoming Social Security Payments
Next deposit dates by benefit cohort for November 2026. Holiday-adjusted using the same schedule engine as the full year calendar.
Next payment
November 03, 2026
Pre-1997
November 2026
Pre-1997
Pre-1997 Social Security
11/03
Tuesday · Next
Birth 1–10
Birthdays 1–10
11/10
Holiday-adjusted
Birth 11–20
Birthdays 11–20
11/18
Wednesday
Birth 21–31
Birthdays 21–31
11/25
Wednesday
Need your date? Use the personalized checker above.
2027 Social Security Payment Increase
SSA announced a 3.6% COLA for 2027 on October 14, 2026. Most beneficiaries see it starting with January 2027 payments; SSI's January payment is made early on December 31, 2026 because January 1 is a holiday. Illustrative gross amounts before deductions:
| Current monthly benefit | Increase at 3.6% | New gross monthly amount |
|---|---|---|
| $1,000 | +$36 | $1,036 |
| $1,500 | +$54 | $1,554 |
| $2,000 | +$72 | $2,072 |
| $2,500 | +$90 | $2,590 |
| $3,000 | +$108 | $3,108 |
Why Your Deposit May Differ From Your Gross Benefit
- Medicare Part B premiums are deducted from most beneficiaries' checks — $202.90 a month in 2026. CMS hasn't announced the 2027 premium yet, so part of your COLA may be absorbed by it.
- IRMAA surcharges add to Part B and Part D premiums for higher-income beneficiaries.
- Federal tax withholding is voluntary: you can choose 7%, 10%, 12%, or 22% on Form W-4V.
- Overpayment recovery and other offsets (such as garnishment for federal debts) reduce the deposit until the balance is repaid.
- Rounding: SSA rounds the COLA-adjusted benefit down to the dime and the payment down to the whole dollar.
Because of these deductions, a 3.6% COLA doesn't necessarily raise your deposit by 3.6%.
When will your upcoming payment arrive?
The estimator above shows your next four payment dates. For a personalized date checker, the full year calendar, or this month's holiday shifts, use these pages:
Frequently asked questions
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
October 14, 2026 press release announcing the 2027 COLA.
2027 SSI rates, earnings test, taxable maximum, and average benefits.
Official 2026 and 2027 payment calendars.
Voluntary federal withholding rates of 7%, 10%, 12%, or 22%.